Property Development Finance
Construction, refurbishment, conversion and development projects.
Development finance may support ground-up construction, heavy refurbishment, conversion or phased development projects.
Understanding property development finance.
Funders will consider the site, planning, build costs, gross development value, experience of the team and exit route.
Amworth is an introducer, not a lender. Nothing on this page is advice, an offer, or an indication that finance will be available to your business.
Real businesses, real timing, real trading patterns.
Whether it fits, and how it can be built.
General indicators only. Providers set their own criteria and reach their own decisions.
This may be worth exploring if…
- There is a defined scheme with costs and a timeline
- Planning is in place or the position is clearly understood
- There is a credible exit — sale or refinance — at the end of the build
Common structures within the category
- 01
Staged development facility
Funds released in tranches against certified progress, with interest usually charged on drawn amounts.
- 02
Refurbishment facility
Shorter-term funding for works to an existing building, sized against the end value.
- 03
Development exit finance
Refinancing a completed scheme while units are sold or let.
What a provider wants to understand before deciding.
- Purpose of the funding and how it supports the business
- Trading history and turnover
- Profitability and repayment capacity
- Existing borrowing and commitments
- Credit profile of the business and its directors
- Any security available, including personal guarantees
- The site, planning status and build costs
- Gross development value and the exit route
- Track record of the development team and contractor
Costs vary by provider, product, amount, term and the risk presented. We do not quote rates on this website because pricing is set by the provider following their own assessment. Some facilities are unsecured; others require security over an asset, a debenture, or a personal guarantee. Any costs, fees and security requirements are set out by the provider in writing before you commit.
Documents worth having to hand
Checklist- Latest filed accounts
- Recent management accounts, where available
- Three to six months of business bank statements
- A short summary of what the funding is for
- Details of existing finance agreements
- A development appraisal with costs and projected values
- Planning documentation and drawings
- Details of the professional team and contractor
Nothing here is mandatory before you contact us — it simply makes the first conversation more productive.
Property Development Finance — frequently asked
Related finance routes
Talk through property development finance for your business.
Share the purpose, approximate amount and preferred timing. We will review the requirement and discuss possible next steps.