Question 1

Will submitting this enquiry impact our company's credit score?

Accepted Answer

No. An initial enquiry with BusinessLending.uk does not leave a credit footprint on your business credit file. Only an actual finance provider may run formal credit searches after you have discussed terms and given explicit consent to proceed with an application. See how our introduction process works.

Question 2

Will our company details be shared or broadcast to lenders automatically?

Accepted Answer

No. We never broadcast your information to multiple lenders or lead marketplaces. We review your requirement internally and discuss suitable third-party providers with you before any introduction is facilitated. Read our privacy policy for full data protection standards.

Question 3

Are there any upfront enquiry or introduction fees?

Accepted Answer

No. Submitting an initial enquiry with BusinessLending.uk is completely free with zero upfront charges. Any lender fees or introducer commission arrangements are clearly stated in writing before you choose to proceed. See our introducer disclosure.

Question 4

Can we still enquire if a high-street bank recently declined us?

Accepted Answer

Yes. Traditional high-street banks often follow rigid automated underwriting formulas. Specialist commercial lenders and alternative finance institutions across our 11 finance solutions assess business lending with different risk criteria, sector appetite, and security flexibility.

Question 5

Are we obligated to accept an introduction or finance offer?

Accepted Answer

Never. You retain complete freedom throughout the entire process. If a third-party finance provider offers terms, you and your fellow directors decide independently whether to accept or decline. You can also review our case studies to see how other companies structured their facilities.

Tell us what your business needs next.

Tell Us About Your Funding Requirement

Step 1 of 3: Funding need

What Happens After You Submit

Requirement Review

Provider Alignment

Direct Introduction

Independent Underwriting

Frequently Asked Questions Before Sending

Helpful Checklist for Providers